Irs Rmd Table 2025 Chart Printable. Your yearly rmd is calculated using a formula based on the irsโ uniform lifetime table. Required minimum distributions (rmd) are mandatory withdrawals seniors must take from their retirement accounts starting at age 73.
To calculate the amount of your rmd, you will divide the account balance on december 31 of the prior year by your life expectancy factor. Use our required minimum distribution (rmd) calculator to determine how much money you need to take out of your traditional ira or 401 (k) account this year.